The Utah Health Exchange
Health Insurance for Utah Individuals and Families
What is the Utah Health Exchange?
The Utah Health Exchange website launched in late 2009. It's purpose is to allow individuals, families, and employees to purchase health insurance in a non-threatening environment where visitors can compare health plans in a side by side format.
Using a Local Insurance Agent
Some of the quotes you can get on the health exchange website are being provided by a California company .So, its possible you won't be talking to an agent that's here, in Utah, but rather one that's located in California and licensed in Utah.
I can't stress enough how important it is to talk to an agent that is a Utah resident and attends meetings for Regence Blue Cross Blue Shield of Utah, SelectHealth, Altius Health Plans, HumanaOne, and other carriers regularly. This ensures that you are getting the most accurate and up-to-date information for the plan you are applying for.
Getting Quotes
Many local Utah agents provide similar quoting systems (like the Utah health exchange) on their own websites, and as part of the exchange service. Some Utah agents have their websites listed on the Utah Health Exchange website. Each agent that is listed on the exchange has complied with the rules of the exchange. What this means for Utah residents is they get free instant side-by-side health insurance quotes while having easy access to each company's financial stability information (AM Best ratings etc...).
Getting Multiple Quotes - Exploring Your Options
While the Utah Health Exchange is a great service, it doesn't include all carriers that offer health insurance in Utah. In fact, it only includes a few of them. To get quotes for all of the main health insurance companies in Utah, you will be better off requesting quotes from a local Utah agent's website.